Get Instant Digital Sanction in 10 mins. Loans starting from just 8.60% p.a.
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Instant Personal Loans upto Rs. 5 lacs
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Home Loan होम लोन

Find customised home loan solutions for your unique needs
Balance Transfer बैलेंस ट्रांसफर करें

Find a better interest rate for your existing home loan
Top up Home Loan टॉप अप होम लोन

Get a loan on your existing home loan to meet your needs
Loan Against Property प्रॉपर्टी पर लोन

Turn your assets into a financial ally
Credit Track

Discover your financial fitness - check your credit score

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होम लोन EMI कैलकुलेटर

Get an estimate of your Home Loan EMI now

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मॉरगेज़ कैलकुलेटर

Calculate your Loan amount for your Current property

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होम लोन पात्रता कैलकुलेटर

क्या आप होम लोन के लिए पात्र हैं? अभी पता लगाएं!

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लोकप्रिय आर्टिकल
Personal Loan पर्सनल लोन

Meet all your dreams and needs with a collateral-free Personal Loan
Flexi Loan फ्लेक्सी लोन

Make loan repayment flexible and hassle-free with Flexi Loans
इंस्टेंट पर्सनल लोन

Get quick funds with Aditya Birla Capital Instant Personal Loan
Long Term Personal Loan

Enjoy affordable repayments and a flexible tenure with Aditya Birla Capital
पर्सनल लोन पात्रता

Check your Aditya Birla Capital Personal Loan eligibility
पर्सनल लोन की ब्याज दर

Enjoy low personal loan interest rates for affordable repayments
Credit Track

Discover your financial fitness - check your credit score

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पर्सनल लोन पात्रता कैलकुलेटर

Are you eligible for a Personal Loan? Find out now!

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पर्सनल लोन EMI कैलकुलेटर

Get an estimate of your Personal Loan EMI now

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Secured Business Loan सेक्योर्ड बिज़नेस लोन

Boost your business with competitive rates & flexible terms
Line of Credit लाइन ऑफ क्रेडिट

Get anytime funds, quick approval, & ongoing support with Line of Credit
Working Capital Demand Loan वर्किंग कैपिटल डिमांड लोन

Strengthen your business cash flow with quick access to funds & flexible repayment options
Supply Chain Financing Solutions - Invoice Discounting सप्लाई चेन फाइनेंसिंग सॉल्यूशन - इनवॉइस डिस्काउंटिंग

Improve your cash flow & gain quick access to funds by discounting your invoices
Unsecured Business Loan अनसेक्योर्ड बिज़नेस लोन

Fuel your business with fast approval & flexible terms
बिज़नेस लोन EMI कैलकुलेटर

Calculate your Business Loan amount and EMIs

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Gold Loan गोल्ड लोन

Get a quick gold loan with competitive interest rates and minimal documentation.
बिज़नेस लोन EMI कैलकुलेटर

Calculate your Business Loan amount and EMIs

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Constrcution Finance Constrcution Finance

Our solutions with Flexible funding, project requirements to drive construction forward.
Commercial Property Purchase कमर्शियल प्रॉपर्टी की खरीद

Turn your property vision into reality with flexible terms and competitive interest rates.
Lease Rental Discounting लीज़ रेंटल डिस्काउंटिंग

रियल एस्टेट बिज़नेस को प्रोजेक्ट पूरा करने में मदद करता है
बिज़नेस लोन EMI कैलकुलेटर

Calculate your Business Loan amount and EMIs

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Loan Against Shares शेयर पर लोन

Leverage your investments with Loan Against Shares, while retaining ownership of your assets
Loan Against Mutual Funds म्यूचुअल फंड्स पर लोन

Unlock the value of your investments while keeping your assets intact
Loan Against Life Insurance Policy लाइफ इंश्योरेंस पॉलिसी पर लोन

Get loans for all your business needs at attractive rates
IPO Financing IPO फाइनेंसिंग

Seize investment opportunities with IPO Financing to help you invest with ease.
Promoter Funding प्रमोटर फंडिंग

Empower your business growth with financial solutions to support expansion & ownership
बिज़नेस लोन EMI कैलकुलेटर

Calculate your Business Loan amount and EMIs

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Project Finance प्रोजेक्ट फाइनेंस

Turn your ideas into reality with flexible funding to support your vision from start to finish
Project Finance प्रोजेक्ट फाइनेंस

Turn your ideas into reality with flexible funding to support your vision from start to finish
Working Capital Demand Loan वर्किंग कैपिटल डिमांड लोन

Keep your business running smoothly with quick access to funds for day-to-day operations
Term Loan टर्म लोन

Achieve your business goals with flexible repayment options & competitive rates for long-term growth
बिज़नेस लोन EMI कैलकुलेटर

Calculate your Business Loan amount and EMIs

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Debt Funds डेब्ट फंड

Diversify your portfolio and reduce risk with Debt Funds
Equity Funds इक्विटी फंड

Invest smartly in Equity Funds to aim for higher returns
Hybrid Funds हाइब्रिड फंड्स

Diversify your portfolio and reduce your risk with a mix of equity and debt
Goal-oriented fund with a lock-in period to create a corpus for retirement Goal-oriented fund with a lock-in period to create a corpus for retirement

रिटायरमेंट फंड
Secure your child’s financial future with solutions-oriented children’s funds Secure your child’s financial future with solutions-oriented children’s funds

Children’s Funds
Unlock a smart, hassle-free way to invest in various assets Unlock a smart, hassle-free way to invest in various assets

एक्सचेंज ट्रेडेड फंड
Fund Of Funds फंड ऑफ फंड्स

Choose the smart way to diversify risks and grow investments
Index Funds इंडेक्स फंड

Follow the benchmark of smart investors to grow your wealth
आदित्य बिरला सन लाइफ म्यूचुअल फंड

Visit to start your investment journey.

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Mutual Fund Lumpsum Calculator

Calculate wealth creation through lumpsum investment in Mutual Funds

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डीमैट अकाउंट खोलें

Grow your wealth with our Demat account

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Portfolio Track

Bring your assets and liabilities under one platform

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SIP कैलकुलेटर

Calculate wealth creation through Mutual Funds SIPs

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Equity Trading इक्विटी ट्रेडिंग

Invest or trade in equity for attractive returns and long-term capital growth
Margin Trading Facility Margin Trading Facility

Get up to 5X leverage on leading stocks & increase your trading power
Bonds बॉन्ड

Give your portfolio stability with attractive returns
डीमैट अकाउंट खोलें

Open a Paperless Trading Account in Minutes

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Fixed Deposit फिक्स्ड डिपॉजिट

Invest in one of the safest ways to grow your money
Digital Gold डिजिटल सोना

Invest in gold without worrying about purity, storage or safety
SIP कैलकुलेटर

Easily calculate your monthly investments to meet financial goals

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Tax Planning टैक्स प्लानिंग

Plan your taxes to claim suitable tax benefits and enhance your savings
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Term Insurance टर्म इंश्योरेंस

Bring security and peace to life’s unpredictability
Retirement Plan रिटायरमेंट प्लान

Get a guaranteed regular pension plus a lump sum on plan maturity
Savings Plan बचत योजना

Get a guaranteed regular pension plus lump sum on plan maturity
ULIP Plans यूलिप प्लान

Get a guaranteed regular pension plus lump sum on plan maturity
ह्यूमन लाइफ वैल्यू कैलकुलेटर

Find out how much life insurance you need with our Human Life calculator

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Health & Wellness Plans हेल्थ और वेलनेस प्लान

Bring security and peace to life’s unpredictability
Super Top-up Plans सुपर टॉप-अप प्लान

Get a guaranteed regular pension plus a lump sum on plan maturity
BMI कैलकुलेटर

Measure your body mass index to start your journey to better health

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Bike Insurance बाइक बीमा

Choose from comprehensive protection plans for your two-wheeler
Car Insurance कार इंश्योरेंस

Protect your car against third-party liabilities and damage
टैक्स प्लानिंग

Plan your taxes to claim suitable tax benefits and enhance your savings

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Eye Insurance Eye Insurance

Protect your vision with comprehensive eye insurance.
Dental Insurance डेंटल बीमा

Protect your smile with comprehensive dental insurance and coverage plans tailored for you.
Hospicash Insurance Hospicash Insurance

Get financial support with our hospital cash insurance for unexpected medical expenses.
Mental Health & Nutrition Insurance Mental Health & Nutrition Insurance

Get the best mental health insurance online with ABCD Aditya Birla Capital today!
Personal Accident Insurance व्यक्तिगत दुर्घटना बीमा

Secure your future with our affordable personal accident insurance plans.
BMI कैलकुलेटर

Measure your body mass index to start your journey to better health

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Travel Insurance ट्रैवल इंश्योरेंस

Make your trips more enjoyable and memorable with our Travel Insurance
BMI कैलकुलेटर

Measure your body mass index to start your journey to better health

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ABCL
Aditya Birla Capital आदित्य बिरला कैपिटल लिमिटेड

Aditya Birla Capital Limited (“ABCL”) is a listed systemically important non-deposit taking Non-Banking Financial Company (NBFC) and the holding company of the financial services businesses. Through its subsidiaries/JVs, ABCL provides a comprehensive suite of financial solutions across Loans, Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Over 1,482 branches and more than 200,000 agents/channel partners along with several bank partners.

देश भर में ब्रांच

1,482

कर्मचारियों की संख्या

59,000

एजेंट/चैनल पार्टनर

2,00,000+

कुल एसेट्स

₹ 3,550 बिलियन

ऐक्टिव कस्टमर बेस

39 मिलियन

समेकित लेंडिंग बुक

₹ 699 बिलियन
ABCL

Corporate Governance Policies

Financial and Debt-Related Policies

ABCL

Business and Partnership Policies

RBI पॉलिसी
Credit Track Credit Track

Check your credit score and get tips on how to improve it
Health Track Health Track

Healthy living made easy with ABCD’s Digital Health Evaluation
Portfolio Track Portfolio Track

Bring your assets and liabilities under one platform
Spend Track Spend Track

Manage your money effectively with Spend Track.
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Read about Money Read about Money

Money management made easy
Read about Tax Read about Tax

Understanding direct and indirect taxes
Read about Retirement Plan Read about Retirement Plan

Know how to plan retirement well
Read about Insurance Read about Insurance

Insurance and it's aspects for laymen
Read about Investing Read about Investing

Investments and their jargon - simplified
Read about Loans and Financing Read about Loans and Financing

Know all about loans and their management
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Personal Loan EMI Calculator पर्सनल लोन EMI कैलकुलेटर

Estimate your monthly loan repayments with Personal Loan EMI Calculator
Home Loan Eligibility Calculator होम लोन पात्रता कैलकुलेटर

Calculate the expected EMI of your loan for easier repayments
BMI Calculator BMI कैलकुलेटर

It measure your leanness or obesity basis your height and the weight.
Income Tax Calculator इनकम टैक्स कैलकुलेटर

Calculate the tax payable by you based on your income
SIP Calculator SIP कैलकुलेटर

Estimate the returns you can earn with your SIP investments
SWP Calculator SWP कैलक्यूलेटर

Calculate the Life Insurance cover you need to secure your family’s future
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Eligibility Calculator पात्रता कैलकुलेटर

Check your credit score and get tips on how to improve it
EMI Calculator EMI कैलकुलेटर

Healthy living made easy with ABCD’s Digital Health Evaluation
Application Forms एप्लीकेशन फॉर्म

Bring your assets and liabilities under one platform
Brochure ब्रोशर

Manage your money effectively with Spend Track.
FAQs सामान्य प्रश्न

Manage your money effectively with Spend Track.
Financial Reports फाइनेंशियल रिपोर्ट

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SME & Business Finance FAQs SME और बिज़नेस फाइनेंस संबंधी FAQ

Check your credit score and get tips on how to improve it
Account Statement अकाउंट स्टेटमेंट

Healthy living made easy with ABCD’s Digital Health Evaluation
Financial Reports फाइनेंशियल रिपोर्ट

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Forms फॉर्म

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Brochure ब्रोशर

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Grievance Form शिकायत फॉर्म

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Loan Against Property FAQs प्रॉपर्टी पर लोन से जुड़े आम प्रश्न

Check your credit score and get tips on how to improve it
Account Statement अकाउंट स्टेटमेंट

Healthy living made easy with ABCD’s Digital Health Evaluation
Financial Reports फाइनेंशियल रिपोर्ट

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Forms फॉर्म

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Brochure ब्रोशर

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Grievance Form शिकायत फॉर्म

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Financial Reports फाइनेंशियल रिपोर्ट

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Forms फॉर्म

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Brochure ब्रोशर

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Grievance Form शिकायत फॉर्म

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Risk Factors & FAQs जोखिम कारक और अक्सर पूछे जाने वाले प्रश्न

Check your credit score and get tips on how to improve it
Account Statement अकाउंट स्टेटमेंट

Healthy living made easy with ABCD’s Digital Health Evaluation
Financial Reports फाइनेंशियल रिपोर्ट

Manage your money effectively with Spend Track.
Forms फॉर्म

Bring your assets and liabilities under one platform
Brochure ब्रोशर

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Grievance Form शिकायत फॉर्म

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वर्किंग कैपिटल डिमांड लोन

आपके SME को बढ़ाने में मदद करने के लिए तुरंत लोन

  • अपना रजिस्ट्रेशन करें
  • एप्लीकेंट अपना वेरिफिकेशन करें
  • तुरंत लोन प्राप्त करें
अभी अप्लाई करें

वर्किंग कैपिटल लोन के बारे में

बिज़नेस के सही तरीके से चलने के लिए रोज़ाना और निरंतर फंड्स आना ज़रूरी है. बिज़नेस को ऑफिस का किराया भरने और मासिक ऑफिस सप्लाई खरीदने जैसी चीज़ों के लिए फंड्स की आवश्यकता पड़ सकती है. ऐसे में यह आवश्यक नहीं है कि हमेशा पास में वर्किंग कैपिटल मौजूद रहे. इसलिए, कंपनियां अपनी फाइनेंशियल ज़रूरतों को पूरा करने के लिए वर्किंग कैपिटल डिमांड लोन लेने पर विचार कर सकती हैं..

​​​​​​​​​​​क्या आपको वर्किंग कैपिटल डिमांड लोन लेना चाहिए?

बिज़नेस में अक्सर शॉर्ट-टर्म में अपने संचालन की फंडिंग के लिए अपने स्वयं के संसाधनों को अनुकूलित किया जाता है. इसका मतलब यह है कि बिज़नेस जो भी रेवेन्यू अर्जित करता है, उसे अक्सर काम के अगले चरण में जोड़ दिया जाता है. इस प्रकार कोष बहुत कम भरा रहता है और बिज़नेस में प्रॉफिट कम हो जाता है. इसके बजाय, वर्किंग कैपिटल टर्म लोन बिना किसी रेवेन्यू को रोके रोज़मर्रा के संचालन को फाइनेंस कर सकता है. यह केवल एक शॉर्ट-टर्म फाइनेंसिंग प्रोडक्ट है और इसका इस्तेमाल नए भौगोलिक क्षेत्र में स्पेस खरीदने जैसे लॉन्ग-टर्म लक्ष्यों के लिए नहीं किया जाता है.

इस प्रकार, वर्किंग कैपिटल में बैंक से उधार, कस्टमर्स और क्लाइंट द्वारा देय राशि, आपके द्वारा बनाई गई इंवेंट्री और वेंडर्स तथा सप्लाई कॉन्ट्रैक्टर्स को आपकी देयता शामिल है. कैपिटल लोन का निवेश आपके बिज़नेस डेवलपमेंट के उद्देश्यों को सुचारू बनाए रखता है, बशर्ते आपने अपने लक्ष्यों का सटीक मूल्यांकन किया हो और प्रतिस्पर्धी ब्याज दर पर डिमांड लोन लिया हो.

वर्किंग कैपिटल डिमांड लोन क्यों लें?

Aditya Birla Capital assists growing businesses to acquire a dependable source of steady revenue by way of working capital loans. Working capital finances boost operations and output, and businesses can expand their reach and area of influence. We offer working capital solutions to suit an array of short-term business requirements of companies whose current operational costs are higher than their monthly revenues. Our working capital financing solutions are offered to businesses with a good robust credit score; the business is free to use the loan amount in its short-term requirements.

क्या आपके कोई प्रश्न हैं?