TERMS & CONDITIONS -

1. I declare that all the particulars and information provided by me in this application form are true, correct, complete and up-to-date in all respects and that I have not withheld any information whatsoever.

2. I confirm that I have/had no insolvency proceedings against me nor have I ever been adjudicated insolvent by any court or other authority and I further confirm that I have read the information on various loan products made available by Aditya Birla Finance Limited (hereinafter referred to as “Aditya Birla Finance” or “ABFL”) on the Website https://abfl.adityabirlacapital.com

3. I hereby authorize Aditya Birla Finance to seek my personal information from credit bureau(s) or other institutions for the purpose of assessing my application.

4. I authorize Aditya Birla Finance to exchange, share all information and details as provided by me in my application and in relation to my existing loans and/or repayment history to any third party including but not limited to its group companies, service providers, banks, financial institutions, credit bureaus, telecommunication companies, statutory bodies, etc. for customer verification, personalization of products or services, credit rating, data enrichment, marketing or promotion of Aditya Birla Finance services or related products or that of its associates and affiliates or for enforcement of your obligations and I shall not hold Aditya Birla Finance (or any of its group companies or its/their agents/representatives) liable for the use/sharing of the information as stated above.

5. I agree and affirm that Aditya Birla Finance may contact me and communicate with me over telephonic calls, or SMS on the mobile number mentioned in the application, or through any other communication mode (“Communication Modes”) to verify the details provided by me on the application. Further, I confirm that I would like to know through the above mentioned Communication Modes various Aditya Birla Finance loan offer schemes or loan promotional schemes or any other promotional schemes relating to various products/services offered by ABFL/its group companies from time to time and hereby authorize ABFL, its group companies, employees, agents, associates to contact me from time to time for the same.

6. I agree and confirm that laws in relation to the unsolicited communication referred to in the “National Do Not Call Registry” (the “NDNC Registry”) as laid down by the Telecom Regulatory Authority of India will not be applicable for such communication/calls/ SMSs received from ABFL, its group companies, its employees, agents and/or associates.

7. I undertake to keep Aditya Birla Finance updated of any change in the information provided by me in this application form.

8. I understand and acknowledge that Aditya Birla Finance shall have the absolute discretion, without assigning any reason to reject my loan application and that Aditya Birla Finance shall not be responsible/liable in any manner whatsoever for such rejection.

9. I further understand and agree that pursuant to this application form, I will be required to submit documents to the satisfaction of Aditya Birla Finance and accept the loan terms and conditions for availing the loan granted to me by Aditya Birla Finance from time to time.