Personal Loan

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Personal Loan

Have you been holding back on things you really want? Is a temporary shortage of funds preventing you from indulging your family or even yourself? Then personal loan is what​ you should consider. After all, why postpone your aspirations to another day, when our team can help you get finance conveniently

Why Personal Loan from us ?

Aditya Birla Finance offers personal loan to salaried individuals with a good credit score and a consolidation, medical emergencies, purchase of household or electronic goods, children's education, wedding expenses, home improvement and for travelling. Broadly, it covers an individual's immediate personal need for funds. The unsecured loan is offered to all salaried individuals from ages 23 to 60 at a fixed rate of interest.

Why opt for our personal loan ?

  • Flexible repayment options.
  • Flexible tenure options up to 7 years.
  • Maximum loan amount of Rs 50 lakh.
  • Repayment options: ECS/NACH.
  • No security or collateral required to avail of the loan.
  • Applicant can club income of co-applicant to enhance eligibility.
  • Interest rates remain unchanged throughout the loan tenure.

Aditya Birla Finance personal loan process

Your loan application form must be accompanied by:

  • Last three months'salary slips from the date of application.
  • Last three months bank statement.
  • KYC documents as requested.

Do you have questions ?

Call 1800 270 7000 OR write to us at care.finance@adityabirlacapital.com.

For more details, to know your personal loan eligibility, access the product brochure or to set a meeting with our relationship manager.


Revision of Reference Rates for determining Interest Rates on loans given

ABFL has increased its Long-Term Reference Rate (LTRR) by 25 bps to 20.25% p.a. with effect from March 23, 2023. The interest rate on the floating rate loans of tenor greater than 12 months that are linked to the LTRR will be revised upwards by 25 bps. The spread / margin on the said loans will remain unchanged.
ABFL has increased its Short-Term Reference Rate (STRR) by 25 bps to 19.25% p.a. with effect from March 23, 2023. The interest rate on the floating rate loans of tenor up to 12 months that are linked to the STRR will be revised upwards by 25 bps. The spread / margin on the said loans will remain unchanged.
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