SME Finance

Aditya Birla Finance Limited

Supply Chain Financing Solutions

Enables you to convert your receivables into cash which in turn improves liquidity resulting into a healthy and continuous cash flow for your business.

  • Vendor Finance
  • Channel Finance for Manufacturers
  • Channel Finance for Traders
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Supply Chain Financing Solutions - Invoice Discounting

This solution provides finance by discounting the sales bills of your vendors or by discounting your purchase bills. This financing facility is also available for your channel partners. Besides regular bill discounting, we also service bill discounting backed by Letter of Credit (LCBD).

Some of the benefits of this financing solution are:

  • Instant conversion of receivables into cash
  • Helps to build strong relationships with vendors and channel partners
  • Assures availability of working capital finance to channel partners and vendors at competitive costs of credit
  • Facilitates increased sales through higher purchasing power for channel partners
  • Faster payments leading to cash discounts from companies
  • Faster Turnaround Time (TAT) and simple procedures

Supply Chain Financing Solutions include: Sales Bill Discounting, Purchase Bill Discounting and Letter of Credit Bill Discounting.


Supply Chain Financing FAQ's

Supply chain finance (SCF) refers to a range of technology-driven solutions designed to reduce financing costs and enhance business efficiency for buyers and sellers engaged in a sales transaction. SCF methodologies achieve this by automating transactions and monitoring invoice approval and settlement processes from initiation to completion.

Supply chain finance involves a collaboration between a buyer and a financial institution. Under this arrangement, the financial institution pays the suppliers directly on behalf of the buyer. While suppliers may need to enrol in the program, it's the responsibility of the buying company to initiate and establish this arrangement.

The primary advantage of supply chain finance is that the buyer incurs no fee to extend its payment terms, and the supplier only pays a minimal discount if they opt for early payment of a supply chain loan.

Supplier finance applies to companies across diverse sectors, including automotive, electronics, manufacturing, retail, and others. It benefits organisations on both sides of the supply chain, allowing buying entities to extend their payment terms while suppliers can receive earlier payments.

Under Supply Chain Finance, various supply chain financing solutions are offered to facilitate smooth transactions between buyers and sellers. Some common types include:


  • Invoice Discounting
  • Dynamic Discounting
  • Supply Chain Financing Platforms
  • Receivables Finance
  • Payables Financing
  • Inventory Financing
  • Purchase Order Financing
  • Channel Financing

Sales Bill Discounting, Purchase Bill Discounting and Letter of Credit Bill Discounting.

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Proprietorship, Partnership, Public, and Private Limited Companies.
A loan is generally disbursed within 7-10 working days after the submission of complete and correct documents.
ABFL provides both short term and long term loans based on the business requirement of the client. This may range from 3 months to 12 years.
You can pay the processing fee through cheques/NEFT/RTGS facility.
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