ABC Home
Loans
Investments
Insurance
Payments
Cards
Download ABCD

Scan to Download the App

Playstore
Appstore
1800-270-7000

Loan Against Property

Aditya Birla Finance Limited

Construction Finance

Supporting real estate businesses in project completion

Apply

Construction Finance

The real estate industry requires a constant stream of funds for various construction-related tasks. From the under-construction stage to the handover stage, developers must have funds available to ensure the timely delivery of housing or commercial units. Stalling a project mid-way owing to paucity of funds is a common problem faced by many housing and commercial development projects in India. Real estate developers can overcome this hurdle by availing construction loans.

Is Construction Finance for you ?

As a developer, your primary target is the completion of the project at hand with strict adherence to timelines and buyer's satisfaction. However, it is not always possible to start and complete every project with the requisite project cost at hand. Often, developers rely on borrowing from the market as the development progresses or diversion of funds from other completed projects. However, fluctuating trends in the market can freeze your finances and make it difficult to borrow from other sources. In such cases, you can prevent standstills in work by availing Mortgage finance.

Why Construction Finance ?

Aditya Birla Finance offers real estate developers the option of acquiring requisite funds for their proposed or ongoing residential construction projects against the project sales receivables. The project finance is given subject to the construction plan timelines and the verified credentials of the developer. The loan for the real estate can be extended for tenure of up to 60 months.

Features of Construction Finance

  • Collateral: Escrow and hypothecation of project receivables and mortgage of property.
  • Tenure:60 months.
  • Minimum loan amount: Evaluation on the basis of the construction cost.
  • Eligibility: Evaluation on the basis of the project cash flow.
  • Additional benefits: Easy repayment option through Escrow mechanism with structured repayment options; ECS repayment facility; door step services.

Next steps...

  • Do you want complete product details? Download the brochure : Click here
  • If you want to apply for property loan, download the application form : Click here
  • Our Relationship Manager can meet you at your convenience.

Do you have questions?

Call +91 1800 270 7000 OR write to us at care.finance@adityabirlacapital.com.

What do we offer?

A sudden requirement of funds is an unavoidable circumstance arising in professional or personal life. Whether a personal necessity (hospitalisation, child's marriage) or a professional one (expanding business operations on a priority basis), every person requires immediate financial backing at key moments.

In this context, it is imperative to consider an invaluable source of finance known as Loan Against Property (LAP). This is a loan borrowed by placing one's owned property as collateral. The funding may be given by financial institutions after scrutinising the validity of the said property and its current market value.

  • Construction Finance

This is tailored for the real estate industry, which requires a constant stream of funds. Developers can avail of funding at every stage of construction for timely delivery. 

  • Lease Rental Discounting

A viable financial option if you require a short-term loan. You may opt for an LRD loan if you own residential or commercial, or warehouse premises.

  • Commercial Property Purchase

The property loan propels your immediate and future financial goals towards fruition. You can avail it for a new office space or a retail outlet.

  • Loan Below 1 Cr

A sudden requirement of funds is an unavoidable circumstance arising in professional or personal life. Whether a personal necessity (hospitalisation, child's marriage) or a professional one (expanding business operations on a priority basis), every person requires immediate financial backing at key moments. In this context, it is imperative to consider an invaluable source of finance known as Loan Against Property (LAP).

  • Loan Above 1 Cr

A sudden requirement of funds is an unavoidable circumstance arising in professional or personal life. Whether a personal necessity (hospitalisation, child's marriage) or a professional one (expanding business operations on a priority basis), every person requires immediate financial backing at key moments. In this context, it is imperative to consider an invaluable source of finance known as Loan Against Property (LAP).

This is tailored for the real estate industry, which requires a constant stream of funds. Developers can avail of funding at every stage of construction for timely delivery. 

A viable financial option if you require a short-term loan. You may opt for an LRD loan if you own residential or commercial, or warehouse premises.

The property loan propels your immediate and future financial goals towards fruition. You can avail it for a new office space or a retail outlet.

A sudden requirement of funds is an unavoidable circumstance arising in professional or personal life. Whether a personal necessity (hospitalisation, child's marriage) or a professional one (expanding business operations on a priority basis), every person requires immediate financial backing at key moments. In this context, it is imperative to consider an invaluable source of finance known as Loan Against Property (LAP).

A sudden requirement of funds is an unavoidable circumstance arising in professional or personal life. Whether a personal necessity (hospitalisation, child's marriage) or a professional one (expanding business operations on a priority basis), every person requires immediate financial backing at key moments. In this context, it is imperative to consider an invaluable source of finance known as Loan Against Property (LAP).