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Corporate Finance

Aditya Birla Finance Limited

Structured Finance

Time to upscale your business with easy loans from us

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  • Get loan disbursal in no time

About the Structured Finance

Structured corporate finance transactions require a trustworthy, reliable and an experienced partn​er (and not just a financier) who can understand your business requirements. Apart from conventional balance sheet and project loans, we offer customised & innovative solutions for long term working capital requirements, bridge loans, acquisition financing and equity investment requirements.

We believe that by providing timely and innovative solutions to assist you in achieving your goals, we would be able to become your partner of choice and not just a financier.

Cash-Flow Backed Loans

A form of financing in which the loan is backed by a company's expected cash flows. This differs from an Asset-backed Loan, where the collateral for the loan is based on the company's assets. The schedules or repayments for Cash-flow Loans are based on the company's projected future cash flows. Debt covenants on these loans are typically focused on adequate levels of EBITDA growth and margins, as well as manageable levels of interest expenses.

The ABFL in-house team of experts would provide you with the best possible financing solution after an in-depth analysis of your institute's cash flow. We create tailor-made debt solutions for your institute in a cost-effective and timely manner.

Our offerings include structured transactions that are customised to meet funding requirements for mid to large corporates where traditional avenues of financing may not suffice.

General Corporate Purposes Loan & Long Term Working Capital

We understand that any growing business requires working capital finance for ease in its liquidity position. Our structured finance team provides dedicated support to our clients through a team of experienced professionals with expertise across diverse transaction structures and sectors. The team leverages on its deep sector-specific, economic, regulatory and legal knowledge and understanding to structure complex transactions which are customised to meet our clients' diverse corporate financing needs.

Acquisition Funding

We provide funding to business owners through both debt and equity investment. The type of funding provided depends on the sponsor, target, company size, and sector and credit profile.

PE Exit Solutions

PE Exit Financing has many purposes, including providing liquidity for distributions required under a plan of reorganization, refinancing existing indebtedness, and providing the funds necessary to support the post-emergence business plan.

Off-Balance Sheet Funding

Off-Balance Sheet Funding means a company does not include a liability on its balance sheet. It is an accounting term and impacts a company's level of debt and liability. Common forms of off-balance sheet financing include operating leases and partnerships.

Do you have questions ?

write to us at care.finance@adityabirlacapital.com.

Structured Finance FAQ's

Structured finance refers to the practice of creating complex financial products by pooling and repackaging cash flows from various underlying assets. These assets can include loans, mortgages, or receivables.

Types of structured financing:


  • Asset-backed securities (ABS)
  • Collateralised debt obligations (CDOs)
  • Mortgage-backed securities (MBS)
  • Collateralised loan obligations (CLOs)
  • Collateralised loan obligations (CLOs)
  • Structured investment vehicles (SIVs)
  • Credit-linked notes (CLNs)
  • Asset-backed commercial paper (ABCP)

Structured finance creates custom financial products to meet investor needs, diversify risk, and potentially increase returns. It also helps issuers access funding at competitive rates by tapping into capital markets.

What do we offer?

ABFL offers comprehensive solutions for all your business requirements. Our Corporate Finance help business owners scale up operations or acquire new processes for optimal functioning and profitability. In addition, our Corporate Finance facility is an excellent solution applicable to both short-term (managing assets and existing liabilities) and long-term (capital purchases and future investments) financial issues.

  • Project Finance

It focuses on opportunities in infrastructure, core, and manufacturing sectors and offers comprehensive solutions for mid-sized projects, and partner with other infrastructure financing institutions for larger projects.

  • Structured Finance

We offer customised and innovative solutions for long-term working capital requirements, bridge loans, acquisition financing, and equity investment requirements.

  • Working Capital

We offer working capital solutions to suit an array of short-term business requirements of companies whose current operational costs are higher than their monthly revenues. 

  • Term Loans

  • smefinance-icon

Our corporate term loans can help companies expand operations, acquire equipment and manpower, upgrade existing processes, etc., to augment business output.

It focuses on opportunities in infrastructure, core, and manufacturing sectors and offers comprehensive solutions for mid-sized projects, and partner with other infrastructure financing institutions for larger projects.

We offer customised and innovative solutions for long-term working capital requirements, bridge loans, acquisition financing, and equity investment requirements.

We offer working capital solutions to suit an array of short-term business requirements of companies whose current operational costs are higher than their monthly revenues. 

Our corporate term loans can help companies expand operations, acquire equipment and manpower, upgrade existing processes, etc., to augment business output.