Aditya Birla Finance Limited
Loans
Home Finance
Personal Finance
Sme Finance
Loan Against Securities
Business
Investments
Mutual Funds
Stock and Securities
Portfolio Management Services
Pension Funds
Real Estate Investments
Life Insurance
Health Insurance
Multiply Wellness
Motor Insurance
Travel Insurance
Pay Bills
Pay anyone
Pay on call
Payment Lounge
Cards
ABC Credit Cards
Download ABCD
![]()
Playstore
Appstore
Scan to Download the App
Playstore
Appstore
1800-270-7000
Personal Finance
Aditya Birla Finance Limited
Aditya Birla Finance Limited, has curated a wide range of co-branded credit cards, catering to both individual consumers and business owners. Whether you are seeking a card that offers enticing lifestyle benefits and rewards or you require a credit line to support your daily business operations, we have the ideal card solution to meet all your needs.
Network Partners :
Presenting the ABC Flex Credit Card!
A lifetime free and customizable credit card. Choose where you spend and earn accelerated rewards and milestone cashbacks on the categories of your choice.
Available on Visa and RuPay Network
Rewards and Milestones
Earn accelerated reward points on each transaction:
1X = 1 Reward Point per ₹ 200 spends. 1 Reward Point = ₹ 0.20
Reward Points not earned when spends done in the following categories: Fuel, Jewellery, Insurance and Rent.
Features and Benefits
Get the freedom to customize your card:
Live life unlimited with:
Fees and Charges
Zero Fees, Maximum Benefits with:
For more details on fees and charges, please refer to the Key Fact Statement
Customizable Features
Embrace the world of flexible choices with ABC Flex Credit Card
To check customizable feature, click here
Make your everyday exciting with these offer - click here to know more
To refer to the terms and conditions about the ABC Flex, click here
For Frequently asked question click here
To track your application click here
Presenting the ABC Nxt Credit Card!
A lifetime free and customizable credit card. Move NEXT to better rewards, customized cashbacks, and other lifestyle benefits with ABC Nxt Credit Card.
Rewards and Milestones
Earn accelerated reward points on each transaction:
1X = 1 Reward Point per ₹ 200 spends. 1 Reward Point = ₹ 0.20
Reward Points not earned when spends done in the following categories: Fuel, Jewellery, Insurance and Rent.
Features and Benefits
Get the freedom to customize your card:
Live life unlimited with:
Fees and Charges
Zero Fees, Maximum Benefits with:
For more details on fees and charges, please refer to the Key Fact Statement
Customizable Features
Embrace the world of flexible choices with ABC Flex Credit Card
To check customizable feature, click here
Make your everyday exciting with these offer - click here to know more
To refer to the terms and conditions, click here
Frequently asked question click here
To track your application click here
Presenting the ABC Pro Credit Card!
Welcome to a privileged life with more rewards, lifestyle, and travel benefits with ABC Pro Credit Card.
Rewards and Milestones
Earn accelerated reward points on each transaction:
1X = 1 Reward Point per ₹ 200 spends. 1 Reward Point = ₹ 0.20
Reward Points not earned when spends done in the following categories: Fuel, Jewellery, Insurance and Rent.
Features and Benefits
Live life unlimited with:
Fees and Charges
Minimal Fees, Maximum Benefits with:
Joining Fee reversal if ₹ 15,000 spent within 30 days of card setup
Annual Fee reversal if ₹ 1.5 lakhs spent in an anniversary year
*nil for select corporates
For more details on fees and charges, please refer to the Key Fact Statement
Make your everyday exciting with these offer - click here to know more
To refer to the terms and conditions, click here
Frequently asked question click here
To track your application click here
Presenting the ABC Biz Credit Card!
Simplify your cashflow with ABC Biz Credit Card
An ideal credit line solution to your day to day business needs and operations.
Rewards and Milestones
Earn accelerated reward points on each transaction:
1X = 1 Reward Point per ₹ 200 spends. 1 Reward Point = ₹ 0.20
Reward Points not earned when spends done in the following categories: Fuel, Jewellery, Insurance and Rent.
Features and Benefits
Live life unlimited with:
Fees and Charges
Minimal Fees, Maximum Benefits with:
Monthly Fee reversal on spends of ₹ 10,000 in every statement cycle
For more details on fees and charges, please refer to the Key Fact Statement
Make your everyday exciting with these offer - click here to know more
To refer to the terms and conditions about the ABC Biz, click here
For Frequently asked question click here
To track your application click here
AU Credit Cards FAQ's
Aditya Birla, in partnership with AU Small Finance Bank, is offering 4 co-branded credit card variants for its customers – ABC Flex Credit Card, ABC Nxt Credit Card, ABC Pro Credit Card & ABC Biz Credit Card.
Apply for credit card through the link available on our website or download the Aditya Birla Finance app from Play Store or App Store and proceed to apply for Aditya Birla Co-branded Credit Cards. The entire process is a simple 4 step digital journey and takes less than 10 minutes.
ABC Credit Card is a Co-branded credit card issued in partnership with one of our banking / financial institution partners AU Small Finance Bank.
Yes, the Aditya Birla Co-branded Credit Card is a contactless card. It means you can tap your card at a terminal to pay for transactions up to ₹5,000 without having to input the PIN. Currently this limit is applicable only in India and on those terminals, which accept contactless payments.
In addition to your plastic Aditya Birla Co-branded Credit Card, there is a virtual rendition of the same card available for you in the Aditya Birla Finance app. This card is also a VISA/RuPay powered credit card so you can use it for any online or app-based transactions or purchases. The security parameters are set as per industry standards
We completely understand that sometimes we lose things, so if you feel your card is misplaced, you can block it from the Aditya Birla Finance app. Please call the AU Bank Customer Care at 180012001500 and place a request. Card Replacement charges of ₹100/- + taxes are applicable.
ABC Flex Credit Card and ABC Nxt Credit Card are lifetime free. However, you may choose features at a nominal fee to earn rewards, cashback & other varied benefits on your card.
ABC Pro Credit Card has an annual fee of ₹999/- + taxes, which can be reversed, if you spend at least
₹1,50,000/- for that year.
ABC Biz Credit Card has a monthly fee of ₹49/- + taxes, which can be reversed, if you spend at least
₹10,000/- for that statement cycle.
Applicant should be
- Primary cardholder between the age of 21 years and 60 years
- Add-on cardholder should be over 18 years
- Resident Indian
These criteria are only indicative. AU Small Finance Bank reserves the right to approve or decline applications for Credit Card.
All customers can customise features on their credit cards by opting for specially curated byte sized products. Except in case of onboarding, all the features are valid for 90 days effective from the day they are activated. Each feature, however, will be designated as auto renewal and will be renewed after 90 days. Customers can disable auto renewal of any feature that has already been selected by visiting the Aditya Birla Capital App. Once disabled, feature would not be renewed post 90 days of existing feature duration. Please note that these features can be availed on the ABC Flex Credit Card & ABC Nxt Credit Card only.
Manage your card using Aditya Birla Finance app for Pin generation, Transaction controls, Blocking of card, etc..
Your application once submitted will be approved within 7 to 10 working days, subject to policy checks. Generally, the physical card shall be delivered at your delivery address given at the time of application within 3 working days of application approval.
To track your Aditya Birla Co-branded Credit Card application and Card delivery, login to Credit Card application portal (OTP authentication based) >> Track my application, to check the status of your Aditya Birla Co-branded Credit Card.
Your Aditya Birla Co-branded Credit Card will be delivered to your card delivery address given during your application.
You can always resume the journey from where you left off by providing your Mobile number.
You can approach us in any of the following ways:
- Call us at our Customer Care number: +918045858057 and +918069170708
- Write to us at: abc.cards@adityabirlacapital.com
For any queries on the card, - Call the AU Bank Customer Care number: 180012001500
- Write to us at: creditcard.support@aubank.in