Aditya Birla Finance Limited, has curated a wide range of co-branded credit cards, catering to both individual consumers and business owners. Whether you are seeking a card that offers enticing lifestyle benefits and rewards or you require a credit line to support your daily business operations, we have the ideal card solution to meet all your needs.

Presenting the ABC Flex Credit Card!

A lifetime free and customizable credit card. Choose where you spend and earn accelerated rewards and milestone cashbacks on the categories of your choice.

Rewards and Milestones

Earn accelerated reward points on each transaction:

Icon 6X reward points on select categories like Education, Utilities, Grocery and Departmental stores

Icon 4X reward points on Online and 2X reward points on Offline spends

Icon Avail Quarterly Milestone Benefit of double reward points on spends greater than ₹ 50,000 in a quarter

Icon 500 reward points on first transaction within 30 days of the Card Setup

1X = 1 Reward Point per ₹ 200 spends. 1 Reward Point = ₹ 0.20

Reward Points not earned when spends done in the following categories: Fuel, Jewellery, Insurance and Rent.

Features and Benefits

Get the freedom to customize your card:

Icon Up to 5% cashback with select categories

Icon Earn cashback on achieving spends milestone every quarter

Icon Get exciting curated memberships

Icon Avail airport lounge access as required

Live life unlimited with:

Icon Up to 30% off with dining partners

Icon Exclusive offers on Swiggy, Zomato, Ola, and many more

Icon Unlimited 1% Fuel Surcharge Waiver for all fuel trxns b/w ₹400 and ₹5,000

Icon EMI conversion on spends above ₹2,000

Icon 2 railway lounge access per quarter

Icon Exclusive offers on ABC Loans, Insurance, and Investment products

Fees and Charges

Zero Fees, Maximum Benefits with:

Icon Zero Joining Fee and Annual Fee

Icon Forex Markup of 3.50%

For more details on fees and charges, please refer to the Key Fact Statement

Customizable Features

Embrace the world of flexible choices with ABC Flex Credit Card

To check customizable feature, click here

Make your everyday exciting with these offer - click here to know more

To refer to the terms and conditions about the ABC Flex, click here

For Frequently asked question click here

To track your application click here

Presenting the ABC Nxt Credit Card!

A lifetime free and customizable credit card. Move NEXT to better rewards, customized cashbacks, and other lifestyle benefits with ABC Nxt Credit Card.

Rewards and Milestones

Earn accelerated reward points on each transaction:

Icon 6X reward points on select categories like Education, Utilities, Grocery and Departmental stores

Icon Avail Quarterly Milestone Benefit of double reward points on spends greater than ₹ 50,000 in a quarter

Icon 500 reward points on first transaction within 30 days of the Card Setup

Icon 4X reward points on Online and 2X reward points on Offline spends

1X = 1 Reward Point per ₹ 200 spends. 1 Reward Point = ₹ 0.20

Reward Points not earned when spends done in the following categories: Fuel, Jewellery, Insurance and Rent.

Features and Benefits

Get the freedom to customize your card:

Icon Up to 5% cashback with select categories

Icon Earn cashback on achieving spends milestone every quarter

Icon Get exciting curated memberships

Icon Avail airport lounge access as required

Live life unlimited with:

Icon Up to 30% off with dining partners

Icon Exclusive offers on Swiggy, Zomato, Ola, and many more

Icon Unlimited 1% Fuel Surcharge Waiver for all fuel trxns b/w ₹400 and ₹5,000

Icon EMI conversion on spends above ₹2,000

Icon 2 railway lounge access per quarter

Icon Exclusive offers on ABC Loans, Insurance, and Investment products

Fees and Charges

Zero Fees, Maximum Benefits with:

Icon Zero Joining Fee and Annual Fee

Icon Forex Markup of 3.50%

For more details on fees and charges, please refer to the Key Fact Statement

Customizable Features

Embrace the world of flexible choices with ABC Flex Credit Card

To check customizable feature, click here

Make your everyday exciting with these offer - click here to know more

To refer to the terms and conditions, click here

Frequently asked question click here

To track your application click here

Presenting the ABC Pro Credit Card!

Welcome to a privileged life with more rewards, lifestyle, and travel benefits with ABC Pro Credit Card.

Rewards and Milestones

Earn accelerated reward points on each transaction:

Icon 10X reward points on select categories like Travel, Dining, Entertainment, and International transactions

Icon 6X and 4X reward points on online and offline spends, respectively

Icon 1000 reward points on first transaction within 30 days of Card Setup

1X = 1 Reward Point per ₹ 200 spends. 1 Reward Point = ₹ 0.20

Reward Points not earned when spends done in the following categories: Fuel, Jewellery, Insurance and Rent.

Features and Benefits

Live life unlimited with:

Icon 2 domestic airport lounge access/quarter and 1 international airport lounge access/calendar year.

Icon Eazydiner membership on annual spends of ₹ 2.5 lakhs

Icon Up to 30% off with dining partners

Icon Exclusive offers on Swiggy, Zomato, Ola, and many more

Icon Unlimited 1% Fuel Surcharge Waiver for all fuel trxns b/w ₹400 and ₹5,000

Icon EMI conversion on spends above ₹2,000

Icon Exclusive offers on ABC Loans, Insurance, and Investment products

Fees and Charges

Minimal Fees, Maximum Benefits with:

Icon Joining Fee: ₹999* + GST

Joining Fee reversal if ₹ 15,000 spent within 30 days of card setup

Icon Annual Fee: ₹999* + GST

Annual Fee reversal if ₹ 1.5 lakhs spent in an anniversary year

Icon Reduced forex markup of 1.99%

*nil for select corporates

For more details on fees and charges, please refer to the Key Fact Statement


Make your everyday exciting with these offer - click here to know more

To refer to the terms and conditions, click here

Frequently asked question click here

To track your application click here

Presenting the ABC Biz Credit Card!

Simplify your cashflow with ABC Biz Credit Card
An ideal credit line solution to your day to day business needs and operations.

Rewards and Milestones

Earn accelerated reward points on each transaction:

Icon 10X reward points on select categories like Education, Utilities, Insurance, Grocery & Government spends

Icon 4X rewards on non-accelerated spends for first 5 days every month

Icon 2X reward points on online and offline spend

1X = 1 Reward Point per ₹ 200 spends. 1 Reward Point = ₹ 0.20

Reward Points not earned when spends done in the following categories: Fuel, Jewellery, Insurance and Rent.

Features and Benefits

Live life unlimited with:

Icon Up to 30% off with dining partner

Icon Unlimited 1% Fuel Surcharge Waiver for all fuel trxns b/w ₹400 and ₹5,000

Icon EMI conversion on spends above ₹2,000

Icon 2 railway lounge access per quarter

Icon Exclusive offers on Swiggy, Zomato, Ola, and many more

Fees and Charges

Minimal Fees, Maximum Benefits with:

Icon Monthly Fee: ₹49 + GST

Monthly Fee reversal on spends of ₹ 10,000 in every statement cycle

Icon Forex markup of 3.50%

For more details on fees and charges, please refer to the Key Fact Statement


Make your everyday exciting with these offer - click here to know more

To refer to the terms and conditions about the ABC Biz, click here

For Frequently asked question click here

To track your application click here

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