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Personal Finance
Aditya Birla Finance Limited
Personal Loan for Travel
Dreaming of the perfect family getaway but worried about finances? Now, with Aditya Birla Financial Limited, you can make your dream vacation a reality. Whether it’s booking flights, reserving hotels, or covering expenses like shopping, food, and transportation, our personal loan offers coverage up to ₹50 Lakh to ensure you enjoy a worry-free trip. Our personal loan for Travel is collateral-free, with flexible eligibility criteria, easy and quick application process with competitive interest rates. Besides these aspects, the quick approval of a Travel personal loan gives you the required peace of mind to plan your trip worry-free.
Don’t let financial constraints hold you back—start planning your dream vacation today. Apply for your travel loan now!
Why you should take a Travel Loan from ABFL ?
Aditya Birla Financial Limited believes that finances should never stand in the way of your travel plans. That’s why we’ve set simple and basic eligibility criteria to help you qualify for a personal loan, ensuring that your dreams can take flight without financial constraints.
- Age: Applicants should be between 21 and 60 years old at the time of loan application.
- Citizenship: Only Indian citizens are eligible to apply.
- Employment: Applicants must have a minimum of 1 year of work experience, with at least 3 months in their current job.
- Income: You just need a steady income with at least 3 months of working in current job.
- Credit Score: A good credit score above 750 can significantly improve your chances of qualifying for a Personal Loan for Travel. Additionally, you can club the income of any co-applicant and increase your eligibility chances.
Why should you opt for a travel loan to fund your vacations?
Planning an overseas vacation involves thorough research and careful budgeting. Even with meticulous planning, unexpected expenses can quickly push your budget beyond its limits. Costs like flight tickets, hotel stays, transportation, and visa fees can add up, making the total amount feel daunting.
However, with a travel loan, managing these expenses becomes stress-free. You can spread the cost over a flexible repayment for up to 7 years, making it easier to afford your dream trip. Plus, with our personal loan EMI calculator, you can estimate your monthly payments in advance, allowing you to plan your finances with confidence. You can also choose easy repayment options with ECS/NACH.
Benefits of Availing a personal loan for travel
ABFL Travel Loan offers a range of benefits designed to make borrowing simple and stress-free. With flexible repayment and tenure options, you can tailor the loan to fit your financial needs without worrying about collateral or fluctuating interest rates. Here’s a quick overview of the key advantages:
- Flexible repayment options.
- Tenure options of up to 7 years.
- Maximum loan amount of up to ₹50 lakh.
- Convenient repayment methods: ECS/NACH.
- Combine the income of a co-applicant to enhance eligibility.
- Fixed interest rates throughout the loan tenure.
Step-by-step guide to apply for a Travel Loan
- Start Your Application: Click the "Apply Now" button on our website using your mobile phone.
- Enter Mobile Number: Provide your 10-digit mobile number linked to your Aadhaar account.
- Verify with OTP: Register by entering the OTP you receive on your mobile.
- Fill Out the Form: Complete the application form with the required details.
- Select Loan Amount: Enter the loan amount you wish to apply for and click "Proceed."
- Choose Your Loan Type: Pick the type of personal loan that suits your needs.
- Select Repayment Tenure: Choose your preferred repayment tenure and click "Proceed."
- Complete KYC: Finalize your application by completing the KYC process and submitting the form.
Documents Required for Personal Loan Travel
Your loan application form must be accompanied by:
- Last three months'salary slips from the date of application.
- Last three months bank statement.
- KYC documents as requested.
Do you have questions ?
Call 1800 270 7000 OR write to us at care.finance@adityabirlacapital.com.
For more details, to know your personal loan eligibility, access the product brochure or to set a meeting with our relationship manager.
Travel Loan FAQ's
Yes, you can take a personal loan for travel if you are above 21 years old and from Aditya Birla Financial Limited to fulfil your dream travel vacation.
To apply for a travel loan, click on Apply Now!, fill out the required details, and upload the required documents.
There is no minimum salary requirement though you will need a steady income to get a personal loan for travel.
A travel loan, also known as a vacation loan, is a type of personal loan specifically designed to fund your travel expenses. It allows you to borrow a fixed amount of money that can be used for various travel-related costs, such as airfare, accommodation, tours, and other expenses. We at Aditya Birla Finance Limited offer such loans under its personal loan category, tailored for travel purposes.
To apply for a travel loan with Aditya Birla Finance Limited, follow these steps:
Eligibility Criteria: Ensure you meet the eligibility criteria, which typically includes being an Indian resident, aged 23-60, with a stable income.
Application: You can apply online through the Aditya Birla Finance website or by visiting a branch. You'll need to fill out an application form and submit required documents such as identity proof, address proof, income proof, and bank statements.
Documentation: Provide necessary documents, including PAN card, Aadhaar card, and salary slips for the last 3 months.
Loan Approval: Once your application and documents are reviewed, you may receive approval within a few days if all criteria are met.
Disbursement: Upon approval, the loan amount is disbursed directly to your bank account.
The loan tenure for a travel loan from Aditya Birla Finance Limited generally ranges from 12 to 60 months. The tenure you choose will affect your EMI amounts, with longer tenures leading to lower monthly payments but higher overall interest.
The interest rate for a travel loan with Aditya Birla Finance Limited is competitive. However, the exact rate can vary depending on factors such as your credit score, income, and loan amount. You can check the latest rates directly on the website or by contacting customer service.
Aditya Birla Finance Limited usually processes travel loan applications quickly. Loan approval and disbursement can take at least 24 to 48 hours, provided all documentation is in order and you meet the eligibility criteria.
You can borrow personal loans up to 50 lakhs from Aditya Birla Finance Limited. However, the exact amount you can borrow depends on your eligibility, income and credit score.
