Personal Finance

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Personal Loans from Aditya Birla Finance, a part of Aditya Birla Capital Limited can be availed quickly and without providing any security or collateral. So if you are planning a vacation or your dream wedding, now you can fulfil everything your heart desires with our Personal Loans.

Products offering by ABFL

  • Low Interest Rate
  • Easy Online Application
  • Minimum documentation
  • Loan Tenure from 1 to 7 years
  • ₹1 lakh to ₹50 lakh loan available
  • Transfer your existing personal loan and credit card balance at the attractive rate

Other Charges:

Processing fee: 3% + GST | Foreclosure charges: 4% on POS + GST

Minimum annualized percentage rate is 13% and maximum annualized percentage rate is 28% with a flexible repayment period of 12 to 84 months.

Consider a salaried customer avails a Personal Loan of ₹1 Lakh at an interest rate of 13%. The lenders also charge a processing fee, that needs to be paid to get the loan processed, which is 0-3% +GST of the loan amount. Consider the processing fee to be ₹3,000 for a tenure of 60 months. Then, the total interest payable is ₹36,518 and total amount payable is ₹1,36,518. The EMI will be ₹2,275 per month.