Aditya Birla Finance Limited

ABC Solutions

Company Profile

Aditya Birla Finance Limited, an Aditya Birla Capital Company

Aditya Birla Finance Limited (“ABFL”), a subsidiary of Aditya Birla Capital Limited, is among the leading well-diversified non-banking financial services company in India. ABFL offers end-to-end lending, financing, and wealth management solutions to a diversified range of customers across the country. ABFL is registered with RBI as a systemically important non-deposit accepting non-banking finance company (“NBFC”) and is amongst the top five largest private diversified NBFCs in India based on AUM.

growth

Our Growth

As of March 31, 2024, ABFL has a total asset under management of Rs. 105,639 Crore and total equity of Rs. 15,244 Crore. ABFL’s long-term credit rating of AAA (Stable) has been reaffirmed by ICRA in August 2023. ABFL also has a long-term credit rating of AAA (Stable) by India Ratings, Perpetual debt credit rating of AA+ (Stable) by ICRA and AA+ (Stable) by India Ratings (Stable) and short-term credit rating of A1+ by ICRA & India Ratings.

services

ABFL Services

ABFL caters to the varied needs of a diverse set of customers across retail, HNI, ultra HNI, micro-enterprises, SMEs, and mid and large corporates. ABFL offers customized solutions in the areas of personal finance, mortgage finance, SME finance, corporate finance, wealth management, debt capital markets and loan syndication.

Aditya Birla Capital Limited (ABCL)

Aditya Birla Capital Limited (“ABCL”) is the holding company for the financial services businesses of the Aditya Birla Group.

Through its subsidiaries/JVs, ABCL provides a comprehensive suite of financial solutions across Loans, Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycle. Powered by about 47,000 employees, the businesses of ABCL have a nationwide reach with over 1,474 branches and more than 200,000 agents/channel partners, along with several bank partners.

As of March 31, 2024, Aditya Birla Capital Limited manages aggregate assets under management of Rs. 4.36 Lakh Crore with a consolidated lending book of Rs 1.24 Lakh Crore through its subsidiaries/JVs.

Aditya Birla Capital Limited is a part of the US$65 billion global conglomerate Aditya Birla Group, which is in the league of Fortune 500. Anchored by an extraordinary force of over 187,000 employees belonging to 100 nationalities, the Group is built on a strong foundation of stakeholder value creation. With over seven decades of responsible business practices, the Group’s businesses have grown into global powerhouses in a wide range of sectors - from metals to cement, fashion to financial services and textiles to trading. Today, over 50% of the Group’s revenues flow from overseas operations that span over 40 countries in North and South America, Africa, Asia, and Europe.

  • museum

    Nationwide Branches

    1094
  • team-fill

    No. of Employees

    33,500+
  • partners

    Agents/Channel Partners

    2,00,000+
  • branches

    Aggregate Assets

    INR 3,550 Billion
  • team-fill

    Active Customer Base

    39 Million
  • open-book

    Consolidated Lending Book

    INR 699 Billion
  • museum

    Nationwide Branches

    1094
  • team-fill

    No. of Employees

    33,500+
  • partners

    Agents/Channel Partners

    2,00,000+
  • branches

    Aggregate Assets

    INR 3,550 Billion
  • team-fill

    Active Customer Base

    39 Million
  • open-book

    Consolidated Lending Book

    INR 699 Billion

Aditya Birla Housing Finance Limited, an Aditya Birla Capital Company

Aditya Birla Housing Finance Limited ("ABHFL"), a subsidiary of Aditya Birla Capital Limited, is a fast-growing housing finance company ("HFC") in India with a net worth of Rs. 19,679 million and lending book value at Rs. 138,080 million as on 31st March 2023. This is reflected in its long-term credit rating of AAA (Stable) by ICRA and AAA (Stable) by India Ratings, and short-term credit rating of A1+ by ICRA & India Ratings.

 

Initially incorporated in 2009 as an investment company, ABHFL commenced operations in the housing finance sector in October 2014. ABHFL is registered with the NHB as a systemically important non-deposit accepting housing finance company.

Our Growth

ABHFL has significantly expanded its footprint to 131 branches as of 31st Oct 2023. ABHFL aims to enhance its focus on tie-ups with developers and builders, along with achieving the right balance of sourcing and product mix and increasing its penetration by cross-selling and up-selling.

ABHFL Services

The company offers a complete range of housing finance solutions such as home loans, Home Extension Loan, Plot & Home Construction Loan, Home Improvement Loans, Loan Against Property, Construction Financing, Lease Rental Discounting, Commercial Property Purchase Loan and Property Advisory Services. Through its lending solutions, ABHFL enables customers to own their dream home.

Birla-logo

Aditya Birla Capital Limited (ABCL)

Aditya Birla Capital Limited (“ABCL”) is the holding company for the financial services businesses of the Aditya Birla Group.

With subsidiaries/JVs that have a strong presence across Protecting, Investing and Financing solutions, ABCL is a financial solutions group that caters to the diverse needs of its customers across their life cycle. Powered by about 42,000 employees, the businesses of ABCL have a nationwide reach with over 1,403 branches, more than 2,00,000 agents / channel partners and several bank partners.

As of September 30, 2023, Aditya Birla Capital Limited manages aggregate assets under management of over Rs. 4 lakh Crore with a consolidated lending book of about Rs 1.09 lakh Crore through its subsidiaries and joint ventures.

Aditya Birla Capital Limited is a part of the Aditya Birla Group, which is in the league of Fortune 500. Anchored by an extraordinary force of over 187,000 employees belonging to 100 nationalities, the Group is built on a strong foundation of stakeholder value creation. With over seven decades of responsible business practices, our businesses have grown into global powerhouses in a wide range of sectors – metals, pulp and fiber, chemicals, textiles, carbon black, telecom, cement, financial services, fashion retail and renewable energy. Today, over 50% of Group revenues flow from overseas operations that span 41 countries in North and South America, Africa, Asia, and Europe.

  • museum

    Nationwide Branches

    1094
  • team-fill

    No. of Employees

    33,500+
  • partners

    Agents/Channel Partners

    2,00,000+
  • branches

    Aggregate Assets

    INR 3,550 Billion
  • team-fill

    Active Customer Base

    39 Million
  • open-book

    Consolidated Lending Book

    INR 699 Billion
  • museum

    Nationwide Branches

    1094
  • team-fill

    No. of Employees

    33,500+
  • partners

    Agents/Channel Partners

    2,00,000+
  • branches

    Aggregate Assets

    INR 3,550 Billion
  • team-fill

    Active Customer Base

    39 Million
  • open-book

    Consolidated Lending Book

    INR 699 Billion

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